Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. People will often ask or search for What are some good life insurance companies? That all depends on the meaning of the word “good”. The criteria we are using is based on the prices offered and the unique niches the company fills.

This article was written to help those who are trying to decide which life insurance company to apply with by giving potential life insurance applicants an insight on what SHOULD be happening during your initial life insurance interview. Nearly every term and whole life insurance application will share many of the same questions. These questions should serve three purposes: 

• Help determine if you’ll qualify for the life insurance being applied for. 
• Determine what price you’ll end up paying for your life insurance. 

And assuming you’re applying for life insurance through a life insurance broker, these questions should also help determine which life insurance company will be the best for you! 

Best Life Insurance Companies in the United States

Below we have listed the top 10 best life insurance companies that we most frequently recommend to our clients along with a brief synopsis on their strengths and weaknesses. Since each of these carriers will potentially be the “best” carrier for any given situation, we’ve chosen to list them in alphabetical order and would like to state for the record that this list is a “fluid” one.

And note, on any given day one of the over 60 different carriers that we represent may in fact change one of their underwriting guidelines which is why it is so important to choose an agency that focuses primarily on placing term and whole life insurance policies and nothing else.

Top 10 best life insurance carriers in the United States as of May 1, 2015. 

1. American General
2. American National
3. Banner
4. Foresters
5. Genworth
6. MetLife
7. North American Company for Life and Health
8. Protective
9. Prudential
10. SBLI

Honorable Mentions:

Although these companies did not make our top ten life insurance companies list, they deserve mention as they are excellent companies in their own right. You can find out more by clicking of the links provided.